dhanvaibhavfinance.com

Apply Now

Loan against property

What Is a meaning of Loan Against Property?

A Loan Against Property (LAP), also known as Home Equity, is a secured loan that allows you to access credit by pledging your existing property as collateral. This type of loan comes with no usage restrictions, enabling you to fund any significant financial requirement. With a LAP, you can unlock the value of your property while retaining the right to continue using it.

Loan Against Property

Did you know that your home could unlock the door to your future? Whether you’re looking to grow your business or need funds for personal expenses, our Loan Against Property is designed to meet all your financial requirements. With flexible repayment terms and competitive interest rates, we tailor our offerings to suit your unique needs.

Our Loan Against Property offers versatile usage, allowing you to secure funds for a variety of purposes, including a mortgage loan, business expansion, or any other financial need. Let your property work for you!

Loan amount offered

Up to ₹1 crores*

Loan tenure

24-60 Months

Interest rate starting

8.00%* p.a

Features & Benefits of Loan Against Property

High loan amount

Secure significant financial support to cover tuition fees, accommodation costs, and additional educational expenses.

High loan amount

Secure significant financial support to cover tuition fees, accommodation costs, and additional educational expenses.

Competitive Interest Rates

Offering competitive interest rates to alleviate the financial strain on students and their families.

Competitive Interest Rates

Offering competitive interest rates to alleviate the financial strain on students and their families.

Pre-admission sanction

Take advantage of pre-admission sanctions to secure funding prior to finalizing your admission.

Pre-admission sanction

Take advantage of pre-admission sanctions to secure funding prior to finalizing your admission.

Easy disbursal

The loan disbursement process is simple and efficient, guaranteeing that funds are accessible when required.

Easy disbursal

The loan disbursement process is simple and efficient, guaranteeing that funds are accessible when required.

Business Loan Eligibility Criteria

Dhanvaibhav Finance we offer Loan Against Property loans with easy eligibility criteria and minimal paperwork. You can apply for an online business loan and receive seamless funding of up to Rs. 1crore. Here are the eligibility requirements to qualify for our business loans:

For Self-Employed Individuals

  • You must be a proprietor, partner, or director in a business that has a stable track record and consistent income.
  • Your age should be between 25 and 70 years or up to the age of retirement, whichever is earlier at loan maturity.
  • The Annual Gross Income should be at least ₹3,00,000.
  • Your business should have a minimum operational history of 3 years with filed Income Tax Returns (ITRs).

1

For Self-Employed Individuals

  • You must be engaged in a professional occupation such as a lawyer, consultant, engineer, business owner, or freelancer.
  • The minimum age requirement is 26 years, and the maximum age is 65 years or retirement age, whichever comes first, at the time of loan maturity.
  • Your annual income should be at least Rs. 3,00,000.
  • You should demonstrate at least 2 years of consistent work experience in your field.

2

APPLY FOR LOAN